Update date: 12/05/2025
Effective date: 12/05/2025
Prompt clause:
Welcome to use BizCash!
BizCash is well aware of the importance of your personal data and will do its utmost to ensure its security. We are committed to maintaining your trust in us and adhering to the following principles to protect your personal data: the principle of consistency of rights and responsibilities, the principle of clear purpose, the principle of consent by choice, the principle of minimum sufficiency, the principle of openness and transparency, the principle of ensuring security, the principle of subject participation, etc. At the same time, BizCash promises that we will adopt corresponding security protection measures in accordance with mature industry security standards to safeguard your personal data.
You can learn about our collection, use and storage of users' personal information, as well as the relevant rights you enjoy, through the "BizCash Privacy Policy". Please read and fully understand this "Privacy Policy" carefully before using our products (or services). Once you start using the various services of BizCash, it indicates that you have fully understood and agreed to this policy.

1. 

To provide you with services, we will collect, use and store necessary information in accordance with the BizCash Privacy Policy.
2.Based on your explicit authorization, we may apply to enable your device permissions. You have the right to refuse or revoke the authorization.
3.You can access, correct, delete your personal information, withdraw your authorization and consent, cancel your account, file complaints and reports, and adjust other privacy Settings.
4.We have adopted security protection measures in line with industry standards to safeguard your personal information.
BizCash Privacy Policy
BizCash.orgIt is the developer and operator of the mobile application "BizCash". We attach great importance to protecting users' (hereinafter referred to as "you") personal information and privacy. When you use BizCash, we will collect, use, store and share your relevant personal information. To present the situation of our handling of your personal information, we have specially formulated the "BizCash Privacy Policy" (hereinafter referred to as the "Privacy Policy"). We promise to handle your personal information strictly in accordance with this Privacy Policy.
We hereby remind you:
Before you use BizCash, please be sure to read this Privacy policy carefully and fully understand the contents of each clause, including but not limited to the terms that exempt or limit our liability. You understand and confirm that by checking "Agree" to this Privacy Policy and using BizCash, you indicate your consent to our processing of your personal information in accordance with this Privacy Policy. Please be informed that this policy only applies to the information we collect when providing services to you through BizCash, and does not apply to the information collected by third parties who access BizCash to provide products or services to you.
Our product is developed based on DCloud uni-app(5+ App/Wap2App). During the operation of the application, your device unique identification codes (IMEI/android ID/DEVICE_ID/IDFA, SIM card IMSI information, OAID) need to be collected to provide statistical analysis services. And improve performance and user experience through the analysis of application startup data and abnormal error logs to provide better services for users.
This policy will help you understand the following contents:

1. 

How do we collect and use your personal information.
2.How we use cookies and similar technologies.
3.How do we share, transfer and publicly disclose your personal information.
4.How do we protect your personal information.
5.Your rights.
6.How do we handle children's personal data.
Relevant terms and definitions:

1. 

BizCash: Refers to the BizCash website and the BizCash client.

2. 

Personal data: Refers to all kinds of data recorded in electronic or other forms that can identify the identity of a specific natural person alone or in combination with other data, or reflect the activities of a specific natural person.

3. 

Collection: It refers to the act of obtaining control over personal data, including automatic collection through active provision by the personal data subject, interaction with the personal data subject, or recording the personal data subject's behavior, as well as indirect acquisition through sharing, transfer, or collection of public information.

4. 

Deletion: It refers to the act of removing personal data from systems involved in the realization of daily business functions, keeping it in a state that cannot be retrieved or accessed.

5. 

Public disclosure: The act of releasing information to the public or unspecified groups of people.

6. 

Transfer: It refers to the process of transferring the control of personal data from one controller to another.

7. 

Sharing: It refers to the process in which a personal information controller provides personal data to other controllers, and each party has independent control over the personal data.
I. How do we collect and use your personal information

(I) 

How do we collect your personal information
When you use the services provided by BizCash, in order to better achieve your purposes, we may collect and use your personal information. If you refuse, you may not be able to register as our user or enjoy certain services we offer, or may not achieve the intended effect of the relevant services. We will collect your personal information in the following ways:
1. Complete the registration
When you register a BizCash account, we need to collect your mobile phone number, password, email address, name/nickname,etc. We collect the above information from you to assist you in completing the registration of your BizCash account and protect the security of your account. If you do not provide such information, we will be unable to create an account for you and provide normal services to you.
2. Use the service
When you use the BizCash service, we need to collect the data during your use of the service. To carry out internal data analysis and research, we use third-party SDK statistical services to improve our products or services. The data we collect may include SDK/API/JS code versions, browsers, Internet service providers, IP addresses, platforms, timestamps, application identifiers, application versions, application distribution channels, standalone device identifiers, and iOS Advertising Identifier (IDFA), network card (MAC) address, International Mobile Equipment Identity (IMEI), device model, terminal manufacturer, terminal device operating system version, session start/stop time, language location, time zone and network status (WiFi, etc.), hard disk, CPU and battery usage, etc.
When using some functions, we will obtain some permissions of your Android device. The main permissions to be obtained and their corresponding uses are as follows: Permission name: Obtain the device identification code and status (Android ID, device MAC address). Acquisition method: Dynamic acquisition, actively authorized by the user. Purpose of obtaining this permission: Identify the uniqueness of the user, ensure the security of your account, and be used for device information statistics and device model adaptation.
We collect your above information to ensure your normal use of our services, maintain the normal operation of BizCash's basic functions, optimize the performance of BizCash products, and enhance your user experience. If you do not provide this kind of information, you will not be able to use the BizCash service.
3. Real-name authentication
When you undergo real-name authentication, we need to collect your name, type of identification document and identification document number. At the same time, to achieve the purpose of real-name authentication, you agree and authorize us to provide, query and verify your aforementioned identity information to relevant real-name authentication institutions (such as personal credit reporting agencies, government departments, etc.) on our own or by entrusting a third party. We collect your above information to fulfill our legal obligations, verify the true identity of users, identify their age, and ensure the security of our systems and services. If you do not provide such information, you will not be able to log in to BizCash or will be subject to corresponding restrictions during the use of BizCash.
4. The materials provided by the third party to BizCash
When you use BizCash in third-party services, we will collect the relevant information provided to us by the third-party services.
The information you provide above will be continuously authorized for our use during your use of this service.
5. The situation of device permission invocation
During your use of BizCash, we need to apply to you for device permissions within the necessary scope. Please be informed that we will not enable the permissions of your device by default. Only when you actively confirm that they are enabled can BizCash possibly collect your information through device permissions.
If you wish to disable a permission after the first authorization, you can choose to disable the permission in the device's Settings function to refuse our collection of the corresponding personal information.

(II) 

How do we use your personal information
1. We may use your personal data for the purposes of our services when required by laws and regulations or as stipulated in the relevant service terms and software license agreements of BizCash.
2.
It should be reminded that in the following circumstances, the use of your personal information does not require your consent:
( 1 ) Directly related to national security and defense security;
( 2 ) Directly related to public security, public health, and major public interests;
( 3 ) Directly related to criminal investigation, prosecution, trial and the enforcement of judgments, etc.
( 4 ) Where it is necessary to safeguard the life, property or other major legitimate rights and interests of the personal information subject or another individual, but it is difficult to obtain the consent of the individual concerned;
( 5 ) The personal data collected is what you have voluntarily disclosed to the public.
( 6 ) Your personal data collected from legally disclosed public information, such as legitimate news reports, government information disclosure and other channels;
( 7 ) As necessary for the conclusion and performance of the contract as per your requirements;
( 8 ) Necessary for maintaining the safe and stable operation of the provided products or services, such as discovering and handling faults of the products or services;
( 9 ) When it is necessary to conduct statistics or academic research for the public interest and when providing the results of academic research or description to the outside, the personal information contained in the results is de-identified;
( 10 ) Other circumstances as prescribed by laws and regulations.
3. Please note that all personal information you provide when using the services we offer will be continuously authorized for our use during your service period, unless you delete it or refuse our collection through system Settings. When you cancel your account, we will stop using and delete your personal information.
4. We will conduct statistics on the usage of the services we provide and may share these statistical information with the public or third parties for the purposes of product development, service optimization, and security assurance. However, these statistical information do not contain any of your identification information.
5. When we need to use your personal information for purposes not specified in this policy, or when information collected for a specific purpose is used for other purposes, we will seek your consent in advance through your active selection.
I. How do we use cookies and similar technologies

(I) 

Cookie
The use of cookies can help you personalize your online experience. You can accept or reject cookies. Most Web browsers automatically accept cookies, but you can usually modify the browser Settings according to your own needs to reject cookies. In order to provide you with better service when visiting BizCash, BizCash sometimes uses cookies to know which websites are popular. Cookies do not track personal information. When you register for BizCash, BizCash will also use cookies. In this case, BizCash will collect and store useful information. When you visit BizCash again, we can identify you. Cookies from BizCash can only be read by BizCash. If your browser is set to reject cookies, you can still access most of the web pages of BizCash.

(II) 

Website beacons and pixel tags
In addition to cookies, we also use other similar technologies such as web beacons and pixel tags on our website. For example, the emails we send to you may contain click urls that link to the content on our website. If you click on this link, we will track this click to help us understand your preferences for products or services and improve customer service. Website beacons are usually transparent images embedded in websites or emails. With the help of pixel tags in emails, we can know whether the emails have been opened. If you do not wish your event to be tracked in this way, you can unsubscribe from our mailing list at any time.

(III) 

Do Not Track
Many web browsers have the Do Not Track function, which can publish Do Not Track requests to websites. At present, major Internet standards organizations have not established relevant policies to stipulate how websites should respond to such requests. But if your browser has Do Not Track enabled, then our website will respect your choice.
III. How do we store your personal information

1. 

We will retain your personal information for the shortest period necessary for the purposes stated in this policy and as required by laws and regulations. After the expiration of the aforementioned period, we will delete or anonymize your personal information.

2. 

xcept in the following circumstances:
(1)It is clearly stipulated by law;
(2)Obtain your explicit authorization;
In response to the above situations, we will ensure that your personal information is adequately protected in accordance with this Privacy Policy and relevant laws and regulations.
IV. How do we share, transfer or publicly disclose your personal information

(I) 

Sharing
Respecting users' personal privacy is a fundamental principle of BizCash. We will not share your personal information with any company, organization or individual except in the following circumstances:
1. Sharing with explicit consent: We will share your personal information with other parties only after obtaining your explicit consent.
2. We may share your personal information with third parties in accordance with laws and regulations or as required by government authorities.
3. Sharing with our affiliates: Your personal information may be shared with affiliates of BizCash. We will only share necessary personal data and be bound by the purposes stated in this Privacy Policy. If an affiliated company wants to change the purpose of processing personal data, it will seek your authorization and consent again.
4. Sharing with authorized partners: To achieve the purposes stated in this policy, some of our services will be provided by authorized partners solely. We may share some of your personal information with our partners to provide better customer service and user experience. We will only share your personal information for legal, legitimate, necessary, specific and clear purposes, and only the personal information necessary for providing services will be shared. For example, when you purchase our products online, you must share your information with the logistics company. Our partners have no right to use the shared personal data for any other purposes.
For the companies, organizations and individuals with whom we share personal data, we will sign strict confidentiality agreements with them, requiring them to handle personal data in accordance with our instructions, this Privacy Policy and any other relevant confidentiality and security measures.

(II) 

Transfer
We will not transfer your personal information to any company, organization or individual, except in the following circumstances:
1. Transfer with explicit consent: After obtaining your explicit consent, we will transfer your personal data to other parties.
2. In the event of a merger, acquisition or bankruptcy liquidation, if the transfer of personal data is involved, we will require the new company or organization holding your personal data to continue to be bound by this privacy policy. Otherwise, we will require the company or organization to re-obtain your authorization and consent.

(III) 

Public disclosure
We will only disclose your personal information publicly under the following circumstances:
1. After obtaining your explicit consent.
2. Disclosure based on law: We may publicly disclose your personal data when required by law, legal process, litigation or mandatory requirements from government authorities.

(IV) 

Please note that when you use our services, the information you voluntarily share or even publicly share may involve your or others' personal information or even sensitive personal information. Please share or disclose with caution. If the information involved contains others' personal information, please obtain their consent before sharing or disclosing.

(V) 

Please be informed that, in accordance with the law, if we take technical measures and other necessary measures to process personal information so that the data recipient cannot re-identify a specific individual and cannot restore it, the sharing, transfer, and public disclosure of the data processed as mentioned above do not require further notice to you or your consent.
V. How do we protect your Personal Information

(I) 

We have adopted industry-standard security measures to protect the personal information you provide, preventing unauthorized access, public disclosure, use, modification, damage or loss of the data. We will take all reasonable and feasible measures to protect your personal data. For example, it is protected by SSL encryption when exchanging data (such as credit card information) between your browser and the "service"; We also provide an https secure browsing method for the BizCash website at the same time. We will use encryption technology to ensure the confidentiality of data. We will use trusted protection mechanisms to prevent data from being maliciously attacked. We will deploy access control mechanisms to ensure that only authorized personnel can access personal data. In addition, we will hold security and privacy protection training courses to enhance employees' awareness of the importance of protecting personal information.

(II) 

We will take all reasonable and feasible measures to ensure that no irrelevant personal data is collected. We will only retain your personal data for the period necessary to achieve the purposes described in this policy, unless an extension of the retention period is required or permitted by law.

(III) 

The Internet is not an absolutely secure environment, and email, instant messaging, and communication methods with other BizCash users are not encrypted. We strongly recommend that you do not send personal information through such means. Please use a complex password to help us ensure the security of your account.

(IV) 

The Internet environment is not 100% secure. We will do our best to ensure or guarantee the security of any information you send to us. If our physical, technical or management protective facilities are damaged, resulting in unauthorized access, public disclosure, tampering or destruction of information, and causing damage to your legitimate rights and interests, we will bear the corresponding legal responsibility.

(V) 

In the event of an unfortunate personal data security incident, we will promptly inform you in accordance with the requirements of laws and regulations: the basic situation and possible impact of the security incident, the measures we have taken or will take to handle it, suggestions for you to independently prevent and reduce risks, and the remedial measures for you, etc. We will promptly inform you of the relevant circumstances of the event through email, letter, phone call, push notification and other means. When it is difficult to inform each personal data subject individually, we will issue a public announcement through reasonable and effective means.
VI. Your Rights
Whenever you use BizCash, we will do everything possible to ensure that you can access your account information smoothly. If there are any errors in these materials, we will strive to provide various ways for you to quickly update or delete the information in your account (unless we are required to retain such information for reasons such as laws and regulations). In accordance with the law and common practice, in order to enable you to have sufficient ability to safeguard your privacy and security, you have the following rights:

(I) 

Access your profile
Except as required by laws and regulations, you have the right to access your personal information at any time. It mainly includes the following information: Account information: If you wish to access or modify the name/nickname, avatar, mobile phone number, etc. in your account, you can log in to the BizCash App - click on your avatar - edit your personal profile and perform such operations. Search information: When you are searching, you can access or use the clear function to clear your search history.

(II) 

Correct your personal information
When you find that the personal information you have filled in or that we process about you is incorrect, you have the right to correct it by yourself. When you are unable to correct it by yourself, you can contact us at any time and we will reply to your correction request as soon as possible.

(III) 

Change the scope of your authorized consent
Each business function requires some basic personal information to be completed (see "Part One" of this policy). You can grant or withdraw your authorization and consent at any time for the collection and use of additional personal data. When you withdraw your consent, we will no longer process the corresponding personal data. However, your decision to withdraw consent will not affect the processing of personal data that was carried out based on your previous authorization.

(IV) 

Constrain the automatic decision-making of the information system
In some business functions, we may make decisions solely based on non-manual automatic decision-making mechanisms such as information systems and algorithms. If these decisions significantly affect your legitimate rights and interests, you have the right to request an explanation from us, and we will also provide appropriate remedies.

(V) 

Respond to your above-mentioned request
To ensure security, you may need to provide a written request or prove your identity in other ways. We may first ask you to verify your identity and then process your request. For your reasonable requests, we generally do not charge any fees. However, for repeated requests that exceed reasonable limits, we may charge a certain cost fee as appropriate. We may refuse requests that are groundlessly repetitive, require excessive technical means (for example, require the development of new systems or fundamental changes to current practices), pose risks to the legitimate rights and interests of others, or are highly impractical (for example, involving information stored on backup tapes).
In the following circumstances, in accordance with the requirements of laws and regulations, we will be unable to respond to your request:

1. 

Directly related to national security and defense security.

2. 

Directly related to public security, public health and major public interests.

3. 

Directly related to criminal investigation, prosecution, trial and the enforcement of judgments, etc.

4. 

There is sufficient evidence indicating that you have subjective malice or abused your rights.

5. 

Responding to your request would cause serious damage to your or other individuals' or organizations' legitimate rights and interests.

6. 

Involving trade secrets.

(VI) 

Cancel the personal account
You can independently request (User - Account Management - Delete this Account) to cancel your account. After you cancel your account, we will stop providing you with products and/or services. Meanwhile, unless otherwise stipulated by laws and regulations, we will promptly delete your personal information.
Please pay special attention: Canceling a platform account is an irreversible operation. After your account is cancelled, you will no longer be able to use the cancelled account or retrieve any of your chat records or collected information (even if you re-register with the same mobile phone number), including but not limited to:

1. 

You will not be able to log in or use the account cancellation.

2. 

The personal information and historical details in your account (including profile picture, name, message records, favorites, etc.) cannot be retrieved.

3. 

During the period of account cancellation, if your account is complained about by others, investigated by state authorities, or is in litigation or arbitration proceedings, the platform reserves the right to terminate the cancellation of your account at its own discretion without obtaining your additional consent.

4. 

Please pay special attention: Canceling your account does not mean that the account actions and related responsibilities before the cancellation are exempted or mitigated.
VII. How do we handle children's personal data
Our products, websites and services are mainly targeted at adults. Minors are not allowed to create their own user accounts without the consent of their parents or guardians. In cases where we collect personal data of minors with the consent of their parents, we will only use or disclose such data when permitted by law, explicitly agreed by the parents or guardians, or when it is necessary to protect the children.
Although local laws and customs may define minors differently, we consider anyone under the age of 16 as a minor.
If we find that we have collected personal data of minors without obtaining verifiable consent from their parents in advance, we will take measures to delete the relevant data as soon as possible.
VIII. How is this Privacy Policy updated
Our privacy policy may change from time to time. We will post any changes made to this Privacy Policy on this page. For major changes, we will also provide more prominent notifications (we may explain the specific changes to the privacy policy by making special prompts on the browsing page, etc.). Without your explicit consent, we will not reduce the rights you are entitled to under this Privacy Policy.
Material changes referred to in this Privacy Policy include, but are not limited to: material changes in our service model; The main objects of personal information sharing, transfer or public disclosure change; There are significant changes to your rights regarding the processing of personal information and the ways to exercise them; Our contact information and complaint channels have changed. When the personal information security impact assessment report indicates a high risk.